Your very first home
You are ready to buy a house, but it needs to be your first dream home and of course, you want it as soon as possible!
For everyone who is going to buy their very first house, terms like mortgage, interest, repayment and renovation costs sound less familiar. After all, you just came in to check out the housing market. Don’t worry, you will get to know the market quickly. Here are some tips to help you when searching for that perfect home.
Applying for a mortgage
Before you go house hunting, it is important that you know what you can spend. In which price range can you search? Before you visit a house, it is wise to make a rough calculation which will help you get a quick impression of your options. A mortgage advisor knows exactly what all the possibilities are with respect to your specific situation and can help you out with some nice solutions. For example, if you have student debt or a small mortgage, how you can still be eligible for a mortgage.
Searching for the right house is not the only important thing, also the neighborhood where the house is located is of paramount importance. When buying a house, the safety and infrastructure in the neighborhood plays a major role. Pay attention to details and be critical of those factors. E.g. is there a school nearby or a supermarket? If you own a boat on a trailer, access to your house from the road to your property becomes an issue. Who is living in the same street or neighborhood? Some details can determine your living pleasure, safety, ease of commuting … in short: do you see yourself living here?
Bring your Realtor if you plan to buy the property. This way you can be sure that an expert will view the house, advise you and guide you. Your Realtor will also assist you during the negotiation. Obviously you can be sure that you do not forget details or conditions during the negotiation process.
These are a few of our important tips and we are sure your house hunting will be a success with us.